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We’re an uncommon company, for uncommon people.

We’re a different breed of health plan provider. Smaller, more flexible. Intelligent and personal.  We create tailored insurance plans for expats, and for others with unique insurance needs.

Your well-being at heart®

Find the best healthcare plan to fit your needs in 3 easy steps

For individuals

Unusual lives require a different sort of health insurance. If you’re an expat, or your job requires you to travel, you need a provider that understands your needs.

For families

As a family, you’re more than a collection of individuals. You’re a team. And you want a simple, integrated insurance plan that works for all of you.

For employers

Choosing the right insurance for your employees is an important decision – from your perspective, and from theirs.

For intermediaries

We believe passionately in partnership - strong, sustainable partnerships, rooted in a deep understanding of people’s needs.


You never quite know what’s around the corner. That’s why we offer comprehensive, integrated policies.


We offer a choice of plans, meaning you never end up paying for things you know you won’t use


As well as a range of plans to choose from, you can customise each.

Personal service

We are there to support you 24/7. You’re an individual and not a number.


When we say our plans are comprehensive, we mean it.